In order for Value Drugs to successfully commence operations, an investment of $1,125,000.00 will be required.  The owner will contribute $125,000.00 of his own money and is seeking financing for the remaining $1,000,000.00 from an outside source.  The anticipated terms of the loan will be 6 years with an interest rate of 8% that will be repaid in monthly installments.  The table below (Sources and Uses of Capital) represents the ways in which the funds will be utilized over one-year period: